Privacy Policy

Risk & Insurance Services Consulting, LLC (“RISC”) recognizes and shares the privacy concerns of visitors to our website, https://www.riscllc.com. This statement discloses the privacy practices of RISC relative to the type of information we collect, its security, and how we use the collected information.

What Personal Information Does RISC Ask About Website Visitors?

RISC asks for information necessary to provide a “Commercial Insurance Professional Services” proposal and/or a “Personal Insurance Professional Services” proposal. As such, the following information is requested:

Commercial Insurance Professional Services

  • Type of business operations
  • Number of buildings
  • Number of business vehicles
  • Number of employees
  • Approximate annual business revenues
  • Approximate total amount of insurance premiums paid annually

Contact Information:

  • First Name
  • Last Name
  • Business Name
  • Street Address
  • City
  • State
  • Zip Code
  • Your position in the company
  • Your direct telephone number
  • Your email address

Personal Insurance Professional Services

  • Number of homes owned
  • Number of personal automobiles owned
  • Number of household employees
  • Number of recreational vehicles and/or boats owned
  • Do you own personal collections of art, jewelry, or other valuables
  • Do you have ownership interests in any businesses

Contact Information:

  • First Name
  • Last Name
  • Street Address
  • City
  • State
  • Zip Code
  • Family Office Name, if applicable
  • Best direct telephone number
  • Your email address

Information on these forms is required if a proposal is sought from RISC. However, visitors are not required to enter information if no proposal for services is desired, nor must they enter information if they are uncomfortable doing so.

Specific information that is provided in the Commercial Insurance Professional Services form and/or in the Personal Insurance Professional Services form by site visitors is for our use alone and will not be shared with other entities. Once proposal requests are received, they will be printed and then deleted from our email program.

Other Information Collected, Including Third Party Services

Visitors to RISC’s Website browse our site anonymously. Visitors are not required to provide any personal information to RISC in order to access our Website. However, RISC collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, referring site, and the date and time of each visitor request.

When you visit our website, other parties may collect personally identifiable information about your online activities over time and across different websites. Please note that we do not support “Do Not Track” signals.

In addition, RISC uses third party services provided by Google. These include: Google Analytics, via a MonsterInsights plugin, to help us track and optimize our website performance; Google reCAPTCHA on our Professional Services form pages to help prevent spammers and other abuse, and Google’s YouTube as the method to play our company’s videos on our Video page. Please refer to Google’s privacy notice at https://policies.google.com/privacy?hl=en for details about Google’s policies related to the services that they provide.

RISC may transfer your information to third parties providing support services to RISC (for example, Internet Service Providers). These third parties are under obligations of confidentiality to us and are not permitted to use your data for any purpose other than performing services related to RISC.

Security of Your Personal Information

  • We do not provide nonpublic information to any individual or entity other than those listed above
  • We do not sell your information to any entity
  • We restrict access to nonpublic personal information about you to those employees who need to know such information in order to provide the service and support necessary to fulfill your requests
  • We require all employees to adhere to RISC’s Confidentiality and Privacy policies

RISC utilizes a secure server via implementation of the Secure Sockets Layer (SSL) and Transport Layer Security (TLS) protocols as added security measures for our website visitors.

How Can I Change My Information?

If you want to access, correct, or update your information that was provided in order to obtain a Professional Services Proposal, please send an e-mail stating your specific request to risc@riscllc.com, which is the email address stated on our website.

Cookie policy

This cookie policy (“Policy”) describes what cookies are and how and they’re being used by the riscllc.com website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Policy is a legally binding agreement between you (“User”, “you” or “your”) and this Website operator (“Operator”, “we”, “us” or “our”). If you are entering into this agreement on behalf of a business or other legal entity, you represent that you have the authority to bind such entity to this agreement, in which case the terms “User”, “you” or “your” shall refer to such entity. If you do not have such authority, or if you do not agree with the terms of this agreement, you must not accept this agreement and may not access and use the Website and Services. You should read this Policy so you can understand the types of cookies we use, the information we collect using cookies and how that information is used. It also describes the choices available to you regarding accepting or declining the use of cookies. For further information on how we use, store and keep your personal data secure, see our privacy policy.

What are cookies?
Cookies are small pieces of data stored in text files that are saved on your computer or other devices when websites are loaded in a browser. They are widely used to remember you and your preferences, either for a single visit (through a “session cookie”) or for multiple repeat visits (using a “persistent cookie”).

Session cookies are temporary cookies that are used during the course of your visit to the Website, and they expire when you close the web browser.

Persistent cookies are used to remember your preferences within our Website and remain on your desktop or mobile device even after you close your browser or restart your computer. They ensure a consistent and efficient experience for you while visiting the Website and Services.

Cookies may be set by the Website (“first-party cookies”), or by third parties, such as those who serve content or provide advertising or analytics services on the Website (“third party cookies”). These third parties can recognize you when you visit our website and also when you visit certain other websites.

Changes and amendments
We reserve the right to modify this Policy or its terms related to the Website and Services at any time at our discretion. When we do, we will revise the updated date at the bottom of this page. We may also provide notice to you in other ways at our discretion, such as through the contact information you have provided.

An updated version of this Policy will be effective immediately upon the posting of the revised Policy unless otherwise specified. Your continued use of the Website and Services after the effective date of the revised Policy (or such other act specified at that time) will constitute your consent to those changes.

Acceptance of this policy
You acknowledge that you have read this Policy and agree to all its terms and conditions. By accessing and using the Website and Services you agree to be bound by this Policy. If you do not agree to abide by the terms of this Policy, you are not authorized to access or use the Website and Services.

Contacting us
If you have any questions, concerns, or complaints regarding this Policy or the use of cookies, we encourage you to contact us using the details below: