Distinctive Property & Casualty Services

Our primary focus at Risk & Insurance Services Consulting, LLC (RISC) is fee-only consulting and litigation support services litigation support services related to risk management and property and casualty (P&C) insurance. We do not sell insurance and have no contracts with insurance companies, agencies or others that would result in conflicts of interest. And, since we have a fiduciary duty to our clients, we act solely in their best interests…something that typical insurance agents cannot say. We have spent nearly two decades helping large businesses and wealthy individuals save money, plug gaps and improve their insurance and risk management programs.

Our consulting services include areas such as:

  • Analysis of insurance programs to identify gaps
  • Insurance program design
  • Negotiation of insurance coverages and pricing
  • Development of unique templates to obtain competitive insurance bids
  • And several others

Key outcomes sought during each project include coverage improvements and money savings.

Litigation supportLitigation support is provided to both plaintiff and defense in areas such as trial preparation assistance, expert witness work, deposition and trial testimony.

Seminars and Education Workshops are provided that offer informative and engaging educational courses related to our core areas of expertise. Discover for yourself why we have received accolades for presentations to large and small groups alike.

In addition, we offer the following intellectual property via separate business entities:

Inside the Insurance Industry – Third Edition

Because this book delivers valuable insights to people not directly working in the P&C industry, it serves as an industry resource for those who want to learn more about insurance. Right Side Creations, LLC.

This acclaimed insurance book enjoys both domestic and international sales. It is highly ranked on several lists of Best Sellers in the Insurance segment, and is available at bookstores and online, including at Amazon and Barnes & Noble. Contact us to discuss discounts available on bulk orders of this informative book.


This online program helps clients at financial services companies, as well as our own clients, identify risk exposures for wealthy clients and business owners. It plugs gaps that may exist in insurance programs due to exposure areas that are overlooked during the P&C insurance purchase and renewal processes. Simply put, the RISC ANALYZER helps its users avoid financial harm. RISC Analyzer.


The single advantage that all of these offerings share in common is the desire to improve P&C insurance situations. Whether by educating our clients via seminars and book offerings, exposing existing coverage gaps through the RISC ANALYZER program and providing consulting services, to assisting attorneys to better understand insurance related case materials, we intend to leave a footprint that has a lasting, positive impact on all who use our services. Page through our site to get acquainted with what RISC can do for you.

Our Mission Statement

To provide our clients with expert, unbiased consultation in the areas of risk management and insurance. Our focus is to protect our clients from financial harm by identifying, analyzing, and controlling risk at the lowest possible cost.

A.M. Best Company Recommended Insurance Expert Service Provider since 2006
RISC‘s expertise and background was immeasurably valuable in placing our property and casualty insurance.”
Jim O.Automobile dealership owner
I was very pleased with RISC‘s work and would not hesitate to recommend them to other companies in my industry.
Ken B.Large construction company and furniture manufacturing company CFO
If RISC had not come into the picture, I don’t know what I would have done!
Mary P.Homeowner whose insurance policy had been cancelled
RISC offers a unique and important service. We are very fortunate to have their services available to our company.
Chuck H.Law firm president and owner of rental properties
RISC used their skill and knowledge of the insurance business to enable us not only to reduce our premium initially, but also to help us structure a sound policy with future savings!
Willi F.Large Canadian farm owner
I was CFO of a $50 million company and now own my own business. I thought I knew a great deal about insurance, but I was truly amazed at what RISC found in their analysis of my insurance and risk management program.
Jerry H.Temporary employment agency owner
As owner of my company, I have been making decisions about insurance for more than 20 years now. RISC really opened my eyes and showed me that I had much to learn.
Dick M.Owner of large machine shop
I have dealt with my company’s insurance program day in and day out and thought we were in good shape. However, I just can’t believe how much I learned from having RISC involved.
Sheila G.Controller of large general contractor company
RISC was extremely helpful throughout our process and we are extremely pleased with the results.
Jim R.CFO of large NYSE listed company